We refer to authorisations, where no funds are reserved on the customer’s bank account, as “Account Checks”.
Zero-auth on its own
There are two methods to perform Account Checks without other requests:
These can be processed using MyST. Sign in to MyST, and find the transaction for which you would like to perform an Account Check, either by using the search bar at the top of the page, or navigating to the Transaction search page. When viewing a transaction, click the “Account check” button shown at the bottom of the page.
Using Webservices API
Your system can submit an ACCOUNTCHECK request to Trust Payments.
Using Payment Pages
Your system can submit an ACCOUNTCHECK request using Enhanced Post.
Zero-auth preceding a payment
You can also precede payments with an Account Check. This allows you to configure rules that suspend the transaction if checks performed by the Account Check flag issues.