How do AVS and security code checks work with Google Pay?

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The Address Verification System and security code checks provide you with a further level of security to a transaction, allowing additional checks regarding the validity of the address and security code information supplied by the customer. Click here to learn more.

 

Address Verification System (AVS)

  AVS checks are supported for Google Pay transactions

 

Security code checks

  Security code checks are not supported for Google Pay CRYPTOGRAM_3DS transactions.

This is because the security code cannot be stored on the customer’s phone or with Google, and therefore cannot be sent on to the bank for checks to be performed. As such, the response for the security code checks will always be “0”, indicating the security code was not sent.

Caution: The security code setting on your security policy is not applicable for Google Pay transactions processed as CRYPTOGRAM_3DS , and therefore, they cannot be suspended based on the security code.

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