Fee Summary report

This feature is available to merchants using our TRU Acquiring services.

The "Fee Summary" report provides a statement-style view of the total number of transactions, fees, adjustments and other postings processed via the selected MID over a period of up to 31 days.

Required user roles

Admin, Developer, TransactionUser, ViewFeesAndStatements, ViewTransactionsOnly

How to access

Select “Reporting” from the side-bar to open the Reporting page.
In the top left, select "MID" and then specify a MID to search.
From "Stored Searches", select "Fee Summary".
From "Account Type", select from the following options:
- Acquiring Fee Account (Gross) - For accounts using the gross settlement model, this will only display fees.
- DCC Commission Account - For accounts with DCC enabled, this will display DCC commissions.
- Payment Account - This shows transactions, manual adjustments, chargebacks and the amount to be funded into your bank account. For accounts using the net settlement model, this also includes fees.
From "Settlement Currency", select the currency used to display the amounts in the report.
(Ensure you select a currency that is supported by your MID)
From "Date", select the date range for the report.
(This can be a range of up to but not exceeding 31 days)
Select between displaying results "On Screen" or performing an "Export" (download report as an XLSX or CSV file).
Click "Search".

Searchable records are available up until the previous calendar day. Attempting to search the current day will yield no results.

Reports displayed on screen can only be generated from a maximum of 1,000 records of data. If this limit is exceeded, this excess data will not be included in the report displayed, resulting in accurate data. In this situation, you should instead export the full report, as this will include all data.

For each row in the table, the following are displayed:

Column	Description
Count	The number of applicable transaction fees processed during the period searched.
Debit	Funds have been debited from this TRU Acquiring payment account for the reason shown on the left. Funds can be debited to cover fees accrued, to facilitate refunds or chargebacks, to add funds to a rolling/fixed reserve, or to signify funds leaving this holding account to be paid into your bank account (shown with the label "Calculated Amount for Period"). If you are viewing an account that uses a gross settlement model, most fees will not be shown here as these will instead be calculated and invoiced separately at the end of each month. These can be viewed by selecting the "Acquiring Fee Account (Gross)" Account Type.
Credit	Funds that have been credited to this TRU Acquiring payment account for the reason shown on the left. Funds are typically credited from successful purchases performed by customers. At the end of the settlement period, debited funds are subtracted from the total credited funds and transferred to your bank account. You can view the status of this using the Merchant Payment Advice report.

If data is available for any of the following transactions/fees/adjustments, they will be displayed as rows in the table:

If data is not available, the rows will be omitted from the table.

Row		Description
Purchases		The amount customers have paid to facilitate purchases.
Refunds		The amount paid to customers in refunds.
CFTs		The amount paid to a credit/debit card using Credit Funding Transfer (CFT) accounts.
Chargebacks		The amount paid to customers to fulfil chargebacks. Click the row in the table to view a full breakdown of how this value was calculated.
	Retrieval fee	Fees associated with retrieval.
	Chargeback fee	Fee applied by Trust Payments due to chargebacks.
	MasterCard Pre-Arbitration Fee	Fee imposed by Mastercard during pre-arbitration.
Interchange Fees		The interchange fees paid to the issuing banks. If you are billed using a "blended" model, this field will not be visible. Instead, these fees are combined into the Payment Transaction Fee column. Click the row in the table to view a full breakdown of how this value was calculated.
	Interchange Purchase	Fee charged by issuing banks for purchases.
	Interchange Refund	Fee charged by issuing banks for refunds.
Card Scheme Assessment Fees		The card scheme assessment fees paid to card schemes for using their networks. If you are billed using a "blended" model, this field will not be visible. Instead, these fees are combined into the Payment Transaction Fee column.
Payment Transaction Fee		The fees paid to Trust Payments for using their services. If you are billed using a "blended" model, this total will also encompass the Interchange and Card Scheme Assessment Fee values.
Chargeback Fees		The fees paid to the acquiring bank as a result of chargebacks.
Authorization Fees		The fees paid to the payment processor to facilitate the transaction. Click the row in the table to view a full breakdown of how this value was calculated.
	Consolidated Authorisation Fee	Fee charged for authorisations.
	Authorisation Visa EU Intra Fee	Charge applied by Visa for EU intra transactions.
	Authorisation Visa EU Inter Fee	Charge applied by Visa for EU inter transactions.
	Authorisation Visa EU Domestic Fee	Charge applied by Visa for EU domestic transactions.
Minimum Processing Fee		The extra amount charged to ensure the minimum monthly fee has been reached.
Account StartUp Fee		The fee charged during account setup.
Monthly Service Charge		The monthly charge service charge.
Monthly Fees		The monthly fee applied. Click the row in the table to view a full breakdown of how this value was calculated.
	Monthly Service Charge	Service fee applied monthly.
	Monthly Fee	Fee applied monthly.
Annual Fee		The annual fee applied. Click the row in the table to view a full breakdown of how this value was calculated.
	MasterCard Registration Fee	Annual fee applied for transacting with Mastercard.
	Annual Fee	Fee applied annually.
Cross Border Fees		The fees applied by card schemes to facilitate the cost of performing cross border transactions. Click the row in the table to view a full breakdown of how this value was calculated.
	Visa International Ecommerce Fee	International e-commerce fee applied by Visa.
	Visa International Acquirer Fee	International acquirer fee applied by Visa.
	MasterCard Cross Border Non SEPA Rebate	Charge applied by Mastercard for non SEPA rebate transactions.
	MasterCard Cross Border Non SEPA Inter EU	Charge applied by Mastercard for non SEPA inter EU transactions.
	MasterCard Cross Border SEPA Intra EU	Charge applied by Mastercard for SEPA intra EU transactions.
	MasterCard Cross Border SEPA Inter EU	Charge applied by Mastercard for SEPA inter EU transactions.
	MasterCard International Ecommerce Fee	Charge applied by Mastercard for international transactions.
PCI Portal Fee		Fee for accessing the PCI Portal.
Wire Transfer Fee		The fees paid to banks when performing wire transfers.
Manual Adjustments		The total manual adjustments processed over the selected period.
Other Postings		Miscellaneous postings not included in the other categories.
Rolling Reserve Held		Funds paid into your rolling reserve. Click here to learn more.
Fixed Reserve Held		Funds paid into your fixed reserve. Click here to learn more.
Calculated Amount for Period		Amounts to be funded to the merchant's bank account. To view a full breakdown of this data, you can click the "Calculated Amount for Period" heading in the table to open the Merchant Payment Advice report, which is automatically populated using the same MID, date range and settlement currency selected in the Fee Summary.

TODO

Row		Description
Purchases		The amount customers have paid to facilitate purchases.
Refunds		The amount paid to customers in refunds.
CFTs		The amount paid to a credit/debit card using Credit Funding Transfer (CFT) accounts.
Chargebacks		The amount paid to customers to fulfil chargebacks. Click the row in the table to view a full breakdown of how this value was calculated.
	Retrieval fee	Fees associated with retrieval.
	Chargeback fee	Fee applied by Trust Payments due to chargebacks.
	MasterCard Pre-Arbitration Fee	Fee imposed by Mastercard during pre-arbitration.
Interchange Fees		The interchange fees paid to the issuing banks. If you are billed using a "blended" model, this field will not be visible. Instead, these fees are combined into the Payment Transaction Fee column. Click the row in the table to view a full breakdown of how this value was calculated.
	Interchange Purchase	Fee charged by issuing banks for purchases.
	Interchange Refund	Fee charged by issuing banks for refunds.
Card Scheme Assessment Fees		The card scheme assessment fees paid to card schemes for using their networks. If you are billed using a "blended" model, this field will not be visible. Instead, these fees are combined into the Payment Transaction Fee column.
Payment Transaction Fee		The fees paid to Trust Payments for using their services. If you are billed using a "blended" model, this total will also encompass the Interchange and Card Scheme Assessment Fee values.
Chargeback Fees		The fees paid to the acquiring bank as a result of chargebacks.
Authorization Fees		The fees paid to the payment processor to facilitate the transaction. Click the row in the table to view a full breakdown of how this value was calculated.
	Consolidated Authorisation Fee	Fee charged for authorisations.
	Authorisation Visa EU Intra Fee	Charge applied by Visa for EU intra transactions.
	Authorisation Visa EU Inter Fee	Charge applied by Visa for EU inter transactions.
	Authorisation Visa EU Domestic Fee	Charge applied by Visa for EU domestic transactions.
Minimum Processing Fee		The extra amount charged to ensure the minimum monthly fee has been reached.
Account StartUp Fee		The fee charged during account setup.
Monthly Service Charge		The monthly charge service charge.
Monthly Fees		The monthly fee applied. Click the row in the table to view a full breakdown of how this value was calculated.
	Monthly Service Charge	Service fee applied monthly.
	Monthly Fee	Fee applied monthly.
Annual Fee		The annual fee applied. Click the row in the table to view a full breakdown of how this value was calculated.
	MasterCard Registration Fee	Annual fee applied for transacting with Mastercard.
	Annual Fee	Fee applied annually.
Cross Border Fees		The fees applied by card schemes to facilitate the cost of performing cross border transactions. Click the row in the table to view a full breakdown of how this value was calculated.
	Visa International Ecommerce Fee	International e-commerce fee applied by Visa.
	Visa International Acquirer Fee	International acquirer fee applied by Visa.
	MasterCard Cross Border Non SEPA Rebate	Charge applied by Mastercard for non SEPA rebate transactions.
	MasterCard Cross Border Non SEPA Inter EU	Charge applied by Mastercard for non SEPA inter EU transactions.
	MasterCard Cross Border SEPA Intra EU	Charge applied by Mastercard for SEPA intra EU transactions.
	MasterCard Cross Border SEPA Inter EU	Charge applied by Mastercard for SEPA inter EU transactions.
	MasterCard International Ecommerce Fee	Charge applied by Mastercard for international transactions.
PCI Portal Fee		Fee for accessing the PCI Portal.
Wire Transfer Fee		The fees paid to banks when performing wire transfers.
Manual Adjustments		The total manual adjustments processed over the selected period.
Other Postings		Miscellaneous postings not included in the other categories.
Rolling Reserve Held		Funds paid into your rolling reserve. Click here to learn more.
Fixed Reserve Held		Funds paid into your fixed reserve. Click here to learn more.
Calculated Amount for Period		Amounts to be funded to the merchant's bank account. To view a full breakdown of this data, you can click the "Calculated Amount for Period" heading in the table to open the Merchant Payment Advice report, which is automatically populated using the same MID, date range and settlement currency selected in the Fee Summary.

Further reading on this topic