Migrating st.js from version 1 to version 3

We have introduced a new version of the JavaScript Library, which we refer to as st.js v3.

 

Why should you upgrade from version 1?

  • JavaScript Library version 1 does not support EMV 3DS (3-D Secure version 2), so you will need to migrate to version 3 to be compliant with the PSD2 mandate.

  All businesses within the EEA (European Economic Area) are mandated to use 3-D Secure version 2 when processing e-commerce transactions, as part of the PSD2 mandate.

  • The v1 library will no longer be actively maintained and deployed with the latest security patches
  • New features - such as Google Pay - will not be implemented for v1
  • By utilising the default payment form rendered by the v3 library, the customer card details won't be posted to your server, resulting in less stringent self-assessment criteria for PCI DSS.

 

What functionality is available in version 3?

  Version 3 at its core is designed for performing Customer-Initiated Transactions (CIT) that are authenticated using Strong Customer Authentication (SCA)

This includes:

  • Processing e-commerce (ECOM) card payments with EMV 3DS (3-D Secure version 2).
  • Processing payments with supported digital wallets:
    • Apple Pay
    • Google Pay
  • Processing payments with Zip.
  • Scheduling a subscription following EMV 3DS-authenticated payments.
  • Enhanced fraud analysis and screening tools provided by TRU Fraud Check (supported for merchants with a Trust Payments acquiring account).
  • Performing Address Verification Service (AVS) and security code checks.
  • Tokenisation of cards.
  • Accompanying the payment with other secondary requests (e.g. Account Checks).
  • Card payment form customisation.
  • Multi-language and custom translations.
  • Call-back trigger following payment form submission.
  • Official Web framework support (Angular JS, Vue.js, React JS).
  • Native iOS and Android application support (React Native).

 

  Other functions are performed using our Webservices API

This includes:

  • Merchant-Initiated Transactions (MIT) / Customer Not Present (CNP) transactions
  • Re-authorisations
  • Refunds and payouts
  • Payments not using Strong Customer Authentication (SCA)
  • Transactions queries and updates
  • Supported Alternative Payment Methods (APM) (e.g. PayPal, Alipay & WeChat Pay)
  • Incremental authorisations

Click here to open our Webservices API documentation in a new tab

 

To learn how to migrate your solution from JavaScript Library version 1 to version 3, please refer to the articles linked below:

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