MCC 6012 (Payment Pages)

In order to reduce fraud, Visa and Mastercard have mandated that all UK-based merchants with a Merchant Category Code (MCC) of 6012 are required to send additional fields in requests to Trust Payments. You will need to update your POST to Payment Pages to include these fields (or customise your Payment Pages to prompt the customer for the necessary info while they are on the Payment Pages).

  Your Merchant Category Code (MCC) is a four-digit number assigned to you by your acquirer. It is used to classify the business by the type of products or services it provides. If you are unsure of the value of your merchant category code, please contact our Support Team.

  For UK-based merchants with MCC 6012, failure to submit these fields may prevent the transaction from being processed successfully, with a “60025” errorcode being returned in the response.

 

Field specification

The required fields are as follows:

Field name

Required during payment session

(Either included in POST by merchant or entered by customer on Payment Pages)

Required in POST Description
customeraccountnumber Yes Yes If account number type is “ACCOUNT”, the account holder’s account number.

If account number type is “CARD”, the account holder’s card number.

The returned value in the response is in a masked format, e.g. “411111#######1111”.

customeraccountnumbertype Yes Yes Either “CARD” or “ACCOUNT”.
customerdob Yes Yes

The account holder’s date of birth.

Format: YYYY-MM-DD.

customerpostcode Yes No

The customer’s postcode or ZIP code.

This must be a valid postcode/ZIP code for the customercountryiso2a submitted.

customerlastname Yes No The customer’s last name.
strequiredfields No No

We recommend using strequiredfields to force the above fields to be required during the customer's session.

This means the customer will need to fill in these fields before they are permitted to complete the payment.

Click here to learn more.

customercountryiso2a No No

The customer's country in iso2a format. Although this isn't required, we recommend including the country in the POST as this allows us to correctly validate the customerpostcode.

 

Request example

The following is an example of a POST to Payment Pages that includes the fields mandated by Visa and Mastercard for merchants with category code 6012:

<html>
<body>
<form method="POST" action="https://payments.securetrading.net/process/payments/choice">
<input type="hidden" name="sitereference" value="normal101">
<input type="hidden" name="stprofile" value="default">
<input type="hidden" name="currencyiso3a" value="GBP">
<input type="hidden" name="mainamount" value="100.00">
<input type="hidden" name="customeraccountnumber" value="4111111111111111">
<input type="hidden" name="customeraccountnumbertype" value="CARD">
<input type="hidden" name="customerdob" value="1990-01-01">
<input type="hidden" name="customerpostcode" value="TR45 6ST">
<input type="hidden" name="customerlastname" value="Bloggs">
<input type="hidden" name="customercountryiso2a" value="GB">
<input type="hidden" name="strequiredfields" value="customeraccountnumber">
<input type="hidden" name="strequiredfields" value="customeraccountnumbertype">
<input type="hidden" name="strequiredfields" value="customerdob">
<input type="hidden" name="strequiredfields" value="customerpostcode">
<input type="hidden" name="strequiredfields" value="customerlastname">
<input type="hidden" name="strequiredfields" value="customercountryiso2a">
<input type="hidden" name="version" value="2">
<input type="submit" value="Pay">
</form>
</body>
</html>

Replace <DOMAIN> with a supported domain. Click here for a full list.

  You can also upload your own HTML to customise the hosted Payment Pages to prompt for the fields required for MCC 6012. To get started with customising the Payment Pages with HTML, click here.

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